CUSTOMIZED STUDIO PROGRAMS

Your livelihood is built around maintaining the physical fitness and health of your clients, but are you protecting the fiscal fitness and well-being of your studio business operations? How do you protect the assets of your business from financial ruin if one of your guests or clients is injured at one of your locations and sues you for negligence? Accidents happen - and even the most cautious and careful business owner can lose everything in the face of a lawsuit. The costs of defending against frivolous claims can rob you of all of your life's work.

What do you do if a fire temporarily puts you out of business? How do you continue to pay the lease and other ongoing expenses while the damages are being repaired?

We build custom programs specifically designed to meet the unique needs of the owners/operators of fitness, dance, gymnastics, martial arts and other studio-based fitness businesses. We look beyond just your insurance coverage to help you develop sound risk management practices that will pay off in the long term.

Coverages available include, but are not limited to:

• Commercial General Liability - This protects the insured against liability claims for bodily injury and property damage arising out of premises, operations, products and completed operations, personal and advertising injury.
• Instructor/Trainer Professional Liability - This coverage provides professional liability for instructors and trainers while conducting activities at the reported studio location.
• Equipment and Contents Coverage (Inland Marine) - This provides coverage for direct loss or damage to your supplies and equipment, furnishings, improvements and betterments, signs and non-structural glass.

For questions regarding this program, please email us.